Key Performance Indicators
Projected Net Monthly Cash Flow
€0
(After-Tax, into Company)
Cash-on-Cash Return
0.00%
(After-Tax)
Capitalization Rate
0.00%
(Based on Net Operating Income)
Scenario Simulator
Adjust the sliders to model different financial scenarios and see the live impact on your investment.
Annual Expense Breakdown
This chart shows the proportion of each major expense relative to the total annual costs, providing a clear view of where your rental income goes.
Cash Flow Waterfall
Follow the money from Gross Potential Rent down to the final After-Tax Cash Flow, illustrating the impact of each deduction stage.
Detailed Financial Projections (Annual)
Capital & Financing
| Equity Investment | €200,000 |
| Loan-to-Value (LTV) | 75% |
| Total Portfolio Value | €800,000 |
| Mortgage Amount | €600,000 |
| Annual Debt Service | €0 |
Income & Expenses
| Gross Potential Rent | €0 |
| Vacancy Loss | €0 |
| Gross Operating Income | €0 |
| Total Operating Expenses | €0 |
| Net Operating Income (NOI) | €0 |
Profitability & Taxation
| Net Operating Income (NOI) | €0 |
| (-) Annual Debt Service | €0 |
| Before-Tax Cash Flow (BTCF) | €0 |
| (-) Corporate Tax (20%) | €0 |
| After-Tax Cash Flow (ATCF) | €0 |
Investment Feasibility Conclusion
Based on the initial assumptions, this investment appears feasible. Adjust the simulator to explore risks and opportunities.
Note on Profit Distribution (Dividends)
The cash flow calculated here accumulates within the Finnish Private Limited Company (Oy). When distributing these profits to yourself as dividends, they will be subject to personal dividend taxation rules. Typically, for an unlisted company, dividends up to 8% of the company's net asset value receive favorable tax treatment, while amounts exceeding this threshold are taxed at a higher rate. This should be factored into your personal financial planning.